I cleared it, owed them nothing. 6 posts. I did secure message Santander for advice on how to do it and below are the two emails received. Santander has scrapped its popular 123 Credit Card. 2 December 2015 at 1:35PM edited 30 November -1 at 12:00AM in Credit Cards. ; You are not liable for fraudulent purchases on your Santander cards when you promptly notify us – no matter how large or small the transaction. If you use an arranged overdraft of £1,200 you’ll be charged an interest rate of 39.94% APR/ EAR (variable). The embedded chip provides enhanced security for your card. * We monitor 24/7 for any unusual activity on your card. 2 February 2020 at 1:16AM edited 2 February 2020 at 1:24AM in Budgeting & Bank Accounts. You could get 3% on travel spend, 2% on department store shopping and 1% at supermarkets and attracted a fee of £3 a month. It is annoying there is a £24 annual fee but I think I can easily hit the maximum monthly cashback limit and so I … Simply put your card on hold and when you find it, turn off the Santander ® Instant Card Hold feature. However, once you have cancelled your 1|2|3 Credit Card you won’t qualify for any further 1|2|3 World offers unless you hold another qualifying product (for qualifying products look at our 1|2|3 World page). Misplaced your debit or credit card? Trust Santander PROTECHTION. At the end of March I was contacted to say fraudulent activity was occurring. Hi All As you probably worked out from the title I have a 123 card and have had fora few good months now. Certain conditions apply. "If you no longer wish to hold the 123 credit card, you … You can also set up your own customized email alerts for a variety of account activities. Actual Your existing 1|2|3 offer(s) won't be impacted by this change and will continue to run (under the same Terms and Conditions). 3 replies 646 views XiiD Forumite. 2 December 2015 at 1:35PM edited 30 November -1 at 12:00AM in Credit Cards. A few years ago, the Santander 123 account was the must-have account for everyone. Early this year I asked Santander to close my 123 credit card account as I wasnt happy with the online presentation of it. Hope it helps. Santander 123 Credit Card Help. The Santander 123 credit card sounds like the best option for me personally as I spend most of my monthly outgoings go on commuting and supermarket costs. Closing Santander 123 account and keeping credit card. I have just closed my Santander 123 Credit Card after it was no longer worthwhile. But as we’re in 2021, take a look at this review to see if this still an account we all should have. The 123 Credit Card offered customers tiered rates of cashback. 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